Mytrendingstories.com brings tips on scam avoidance? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
News from MyTrendingStories platform: Where to Turn for Help? If you’ve become the victim of a fake check scams, there are certain steps you should take right away. Stop Further Losses. Start by locking or closing accounts that may have been compromised. Place a fraud alert and consider freezing your credit. Visit com or call (877) 322-8228 to request your free credit report from each of the credit reporting agencies. Change your passwords if applicable. Keep Records. Take and keep notes — details could be important if recovery is an option. And contact your local police. They may not be able to investigate, but having a report may help with future claims. File Reports. You’ll want to alert the appropriate authorities that you’ve been scammed. Start with: The Internal Revenue Service (IRS) Identity Protection Unit (800) 908-4490; The Internet Crime Complaint Center (a partnership between the FBI and the National White Collar Crime Center); The U.S. Postal Inspections Service (if the check arrived by U.S. mail).
MyTrendingStories anti-scam tricks: Recent reports highlight the fact that online dating sites and apps are seeing massive increases in users and dates. It seems that love is logging in online. Before you run off to create your dating profile, consider the possible risks. According to the FBI, romance scams and similar confidence scams cost consumers more money than any other kind of internet fraud. And that negative trend has been on the rise. In just four years, from 2016 to 2020, consumer losses as a result of romance scams increased fourfold, eventually hitting a record $304 million in reported losses last year. But love doesn’t have to mean loss. We’re here to help with five tips to avoid becoming a victim of a romance scam. Like any encounter with a new person, it’s best to take things slow. Scammers are there for one reason only; they want your money, preferably as fast as possible. As a result, they may send gifts and flatter you with compliments, and even say the “L” early in the relationship. Take the time to ask a lot of questions and never give out personal information to someone online that could put your finances or identity at risk. Discover extra information on mytrendingstories scams.
MyTrendingStories discuss how to escape scams: Melanie Duquesnel – the President and CEO of the Better Business Bureau, serving Eastern Michigan and the Upper Peninsula – recommends you only book flights on websites familiar to you. If you Google kiss&fly, the site pops up, but just below that, you find a slew of reviews warning you not to use it. So, what is the biggest scam the local BBB is seeing right now when it comes to travel? “The biggest scam is where you’re going to rent,” said Duquesnel. It’s called the Vacation Rental Con,where you’re lured into booking a house or a condo only to find out the property isn’t actually for rent, doesn’t exist, or is significantly different than what was pictured. Even reputable sites like Airbnb and Vrbo have had to deal with this problem according to Duquesnel.
Scammers continue to find more creative ways to get your cash. This guide can never be completely comprehensive with all the latest scams but we aim to help you to learn what to look out for. The stories around the scams may change, but what you should do to spot and avoid them doesn’t. Have you ever heard of the email from a Nigerian prince wanting you to share his fortune? The person stranded overseas needing £1,000 to get home which they’ll pay straight back? Or the lottery you’ve won in Spain – even though you don’t live there, and have never entered a lottery there? The best way to prevent scammers from getting their hands on your hard-earned cash is to know how to protect yourself in the first place. Here are our top tips on how to avoid scams. They aren’t all fail-safes, but they can help you think before you act. Rule of thumb: Mistaking the genuine for a scam is nowhere near as bad as mistaking a scam for the genuine. Discover more info at My Trending Stories.